Sun Real Independent Floors
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20 insights shared by the community.
What residents appreciate the most
Many individuals purchasing independent floors or houses demonstrate strong financial stability, often characterized by high dual incomes, substantial personal savings, or significant financial support from family. This enables them to manage the purchase and associated EMIs without undue financial strain, viewing it as a calculated risk or a means to achieve peace of mind and stability.
Combined take home for me and my wife is approx 11 lacs monthly fixed so emi is negligible. And no, either of our parents didn’t contribute anything.
Parents giving money is not uncommon. I bought an apartment in bangalore before the start of covid and my parents paid 40% of the price and I paid the rest.
I earn approx 3 LPM after taxes as base and have purchased 1.5+ Cr flat. Firstly your salary will increase with time but your EMI will stay the same. You can save more and prepay, and either reduce the tenure or lower the EMI. Secondly, in tech the LPM is just the base, people get ESOPs / RSUs which can be used to prepay the loan as well.
Easy. - it should be ready to move. - Maximum loan. - Double income. - An attitude to say a big F off to landlords for being greedy and asking for rent which is 15k less than a freaking emi. - huge balls for taking a risk - being dumb and emotional - peace of mind > money.
Lived frugally in starting years , high double income and having no kid helped it to buy 2 cr flat in mumbai , combined income is 1.5 cr pa post taxes.
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Independent floors, especially in well-developing areas like Gurugram and Panchkula, can offer significant property appreciation over time and generate attractive rental income. This makes them a viable option for wealth building and a source of recurring revenue, with some properties showing substantial value increases over a decade.
Flats sold at 1.8cr in 2019 in my home bhooja project in Hyderabad are now valued at 4cr. This is above the rent of 70-80k I can make per month.
My rent for a whole floor in Delhi has gone from 17k to 22k from 2015 to 2024. And I can still find similar property for 17k, if I cared.
From a financial standpoint paying 14-15 lacs for a property and getting 12-13k rent is actually a very good yield keeping in mind the potential for property appreciation as well.
Independent floors and plots are getting increasingly popular in Gurugram and Faridabad since the Covid-19 pandemic started.
Four-floor builder floors are becoming a popular choice of home buyers in Gurugram for quality living at a reasonable price.
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In certain locations or for specific configurations, independent floors can be considerably more affordable than premium high-rise apartments. This offers a more accessible entry point into homeownership and potentially better value for money, especially when considering the cost of land and construction in developing areas.
It is absolutely possible to build a standalone house within ₹1.5-₹1.6 crore, just not in premium areas like Koramangala. In Yelahanka, where land costs around ₹7,000 per sqft, a 30x40 plot (1,200 sqft) would cost ₹84 lakh. A well-built G+1 duplex with a 2,500 sqft built-up area costs ₹70-₹80 lakh (₹2,500-₹3,000 per sqft). This brings the total to ₹1.54-₹1.64 crore, making standalone houses a viable option.
Standalone houses are often much more affordable. For instance, in my area, a 3BHK apartment in Sobha costs around ₹2.3 crore. However, after enquiring, I found that you can get a well-built 3BHK duplex house for ₹1.5-₹1.6 crore, which is significantly cheaper.
I bought a flat for 45L. Decent area, close to manyata, ample amenities around. I'm genuinely surprised that people are shelling out 1+ CR for matchbox size apartments and are flaunting it.
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Owning an independent floor provides a strong sense of direct ownership over the land (or a substantial undivided share in low-rise structures). This grants greater autonomy for customization, personal design choices, and offers a more tangible, long-term asset compared to shared ownership in high-rise apartments. A recent MCD Tribunal ruling further supports this by allowing individual floors to be regularized independently.
Standalone house gives you ownership of the land though, which is very valuable; thats what makes it better as an investment imo.
At least with a house, you have full control over your property without relying on an association to make decisions for you.
Standalone houses provide full land ownership and better long-term investment potential.
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For independent floors located on higher levels, residents can enjoy enhanced panoramic views and improved natural air circulation, contributing to a more open and pleasant living environment. These benefits are often cited as significant advantages over lower-floor units.
Better Air Circulation.
Nice views, well lit airy.
Good natural light throughout the day.
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Top floors of independent buildings may offer the advantage of solar water heating systems, potentially leading to energy savings. While often marketed as a 'free' benefit, the cost of these systems is typically integrated into the property price, and their maintenance can sometimes become a point of contention.
Also there are solar panels and water tank on the roof so the exposed area is very less.
Free Solar Water Heater facility.
In a tier 1 builder the top floor is very well protected from heat, moisture. I stay at top floor of a reputed listed tier 1 builder and there is a thick concrete slab, bitumen sheets, layers of waterproofing and solar geysers and panels.
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A significant benefit of living on an independent floor is the absence of neighbors directly above, which eliminates common disturbances and noise from overhead foot traffic or activities, contributing to a quieter living space.
No disturbance from people living on top of your floor.
No noise from children playing, vehicles etc.
The noise and disturbance advantage of the top floor is actually less talked about.
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A specific ruling by the Municipal Corporation of Delhi Tribunal allows individual floors to be regularized independently. This is a crucial advantage as it means an owner can address violations on their specific floor without being hindered or penalized by non-compliance from other owners in the same building, reducing collective risk.
Each floor's regularization should be considered independently, irrespective of other owners' violations: MCD Tribunal.
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For individuals who opt to purchase a plot and undertake the construction of their independent floor themselves, there is the potential for faster project completion and the ability to fully customize the home according to their exact preferences and needs, leading to a deeply satisfying outcome.
I think i could probably save costs everywhere. But its a one time expense and it makes me happy so i wouldnt do if differently at all.
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Independent floors offer the unique advantage of having private open spaces, such as a personal garden or dedicated areas for pets, which is a luxury often unavailable in high-rise apartment living.
I wish to have a plot where I can have open space. Pets, garden, house. I don't want to 1 crore for an apartment in gated society.
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Where residents want improvements
Independent floors in prime areas of New Delhi are often perceived as excessively expensive, making them largely unaffordable for the salaried middle class. The market is seen as inflated, with concerns that prices are driven by unaccounted income and political influence, leading to significant financial pressure and long-term debt for buyers. Many struggle with high EMIs, especially amidst job market uncertainties.
Land in Delhi costs like 8-15cr. Beyond the reach of most.
I am boggled by the number of people buying flats size of matchboxes for this price to pay 80k monthly for 20yrs? Don't you guys feel the pressure.
If any govt will go behind black money in our country.. this bubble will collapse… People earning diligently and paying their taxes suffers the worst by this bubble mainly created due to Black money.
Most of these are so burdened that they dnt even hv quality of sleep. They have mortgaged their souls and life.
Salaried Class cannot afford a plot or a standalone house in Delhi.
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Purchasing independent floors carries substantial legal and regulatory risks, particularly in New Delhi. These include difficulties in verifying land titles, navigating complex permit processes, and the potential for demolition by authorities like the DDA if not in a planned area. There are also concerns about builders pushing for cash payments and deviating from proper documentation, increasing buyer vulnerability and the risk of litigation.
It wasn't a planned area with no proper fire exits. The landlord was pushing me to pay in cash and would deviate the conversation whenever I asked him about the property documents. Decided to not waste my money on it.
Buying land itself is a big challenge as litigation and other issues are common. Plus constructing your own house is not an easy task and takes a lot of time , effort and run arounds.
If a bank approves a loan against the flat then it means it has legal ownership and can be transferred to other people. Don’t buy it in cash? Is it an independent apartment? What area of Delhi? If it all looks good, I’d suggest consult and nearby brokers for suggestion before you buy.
In India scam in buying land is 100 times more than buying a flat.
Open plots comes with a risk of kabja and if you buy 30*40 plot, you need to leave space for lift and stairs, you cannot build entire area, you need to leave some space all sides, finally you will get small space which is not practical, livable but not practical.
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There are widespread concerns regarding the quality of construction and the practices of builders for independent floors. Issues include builders cutting corners, using substandard materials, lacking proper oversight during construction, and delivering poor finishes. This can lead to structural problems, leaks, and a general perception of cheaply built homes, with many buyers reporting significant issues shortly after purchase.
The flat quality is the shittiest, no furnishing on the floor, tiles have no cement beneath them, they are shallow.
Poor installation by so-called tradesman who didn't know the products they were installing and told us reading installation directions are not necessary. Hence EVERY window in our home was installed not following the manufacturer directions and every window has an issue with closing/air leakage.
The quality of the large builders in my area is really horrible, even at the high-end of the market.
Builders subcontract everything out, so quality really comes down to the individual subcontractors that are working on a particular house.
They are business people trying to make money. The people actually building your home are underpaid and sometimes undocumented and are just trying to get by day to day. Everyone building your home doesn’t really give a shit about your home, it’s just a means to an end.
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Independent floors are generally considered less secure than gated communities, facing higher risks of theft, burglary, and encroachment, especially if not part of a well-managed society. Conventional security measures like CCTV are often seen as insufficient, and there are concerns about the effectiveness of security guards in deterring determined intruders.
CCTV is useless if the thief covers their face.
Independent houses are far more prone to theft than an apartment. There is no comparison at all.
Security is top most priority wherever you live - if you compromise that then none of the things would matter in life.
Trust me it is a problem in an Independent house. Not that apartments are safe, but much safer than an independent house.
To me this house design looks very user friendly...i mean burglar friendly..just wait for the family to out for a quick out of town trip and work done. lol
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For buyers who prioritize Vastu, specific design elements such as a kitchen in the south, a bedroom sharing a wall with a lift, or a south-facing entrance are considered problematic or inauspicious. While some dismiss Vastu as superstition, others view these non-compliances as significant drawbacks that can impact the property's desirability and perceived well-being.
If you are really concerned with Vaastu, this is not compliant:: Kitchen in south.
Vastu makes no sense for an apartment. What good is an East facing home when you see your neighbor's door when you open your door? An east facing home should have sun light coming inside in the morning.
Bedroom sharing wall with lift 💀
South facing house gets the harsh sun. We have independent house in village open from all sides. The east or north facing get better right amount of sun and the also good direction for wind. Having south facing would be most absurd architecture.
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Owners of independent floors bear the full and often costly responsibility for all maintenance, including repairs, utility management (water, electricity, power backup), and waste disposal. This can be a significant and ongoing burden, particularly for nuclear families, and issues like plumbing or drainage problems can be difficult and expensive to resolve without a centralized management system.
Maintaining a house is probably 4 to 5 times more expensive then a individual apartment,not only this but the headache of managing if something goes wrong the burden is upon you compared to some guy in the society.
In apartments, you don't need to worry about most of the tasks listed above [water, solar, waste, power backup, car wash, gates, drainage, insects, grass, CCTV, well cleaning, pruning, algae].
Maintaining them for 5 years will make u realise and absolutely hate having an independent house.
Standalone houses need maintenance which is all on you. Including repairs, upkeep, water supply, electrical, plumbing, everything.
Society maintenance is for power backup, cleaning common areas, security, amenities maintenance, gate keeping, etc etc. all external things that are common for all residents, any maintenance issue arising in individual house is not covered in society maintenance.
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Independent floors, especially top-floor units, are frequently reported to suffer from excessive heat retention during summers, making living uncomfortable even in cities like Bangalore. There is also a significant risk of roof cracks and water seepage, which can lead to persistent issues, requiring costly modifications and maintenance to mitigate.
Heat in summer is most certainly a big con unless ur from places like delhi etc. The difference is palpable.
I live in Top floor. Room window and balconies are facing East. It gets very HOT even with decent ventilation.
Top floor roofs develop cracks and water seepage starts within a couple of years. Heat is also unbearable.
If it is top floor, the ceiling will also heat up along side the walls. Possibility of developing cracks on exterior and water seepage into walls. This may or may not happen. But these are common issues on top floor houses. It's a gamble.
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Many independent floor designs are criticized for inadequate natural light and cross-ventilation. This can result in a "dungeon-like" living environment, particularly in bedrooms, and is linked to potential health issues. The lack of balconies further exacerbates ventilation problems, making some units feel like basements.
Basic ventilation, light resolve nahi hai, vastu kya kar lega.
Missing out proper light and ventilation will lead to a lot of health and other issues.
I dont think you will have any space in the bedroom to put a TV as soon as you put a king size bed in the room. And they have no balconies - how does ventilation happen? Forget Vaastu, this is as good as a basement.
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Independent floors, especially those not within a larger gated community, typically lack shared amenities such as gyms, swimming pools, parks, and organized community events. This absence can be a significant drawback for families seeking a comprehensive lifestyle, as these facilities are often readily available in apartment complexes.
Lack of children play area, no clubhouse with swimming pool, indoor games and gym - its just convenient when these all are there inside apartment complex.
No gym, clubhouse, pool, playing area.
Standalone houses are just that, stand alone! Apartment has community, friends, events, etc. Makes you feel connected well with society and surroundings.
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The design of some independent floors can lead to bedrooms that are too small to comfortably accommodate standard furniture like a king-size bed and a TV. Additionally, poor layouts can result in a lack of privacy, with multiple rooms visible directly from common areas or the lobby.
I dont think you will have any space in the bedroom to put a TV as soon as you put a king size bed in the room.
Bedrooms are small. No privacy for bedrooms; all 3 rooms visible from lobby.
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